Borrow Now for Christmas

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Borrow Now for Christmas

Christmas is just around the corner so now might be a good time to start thinking about how you are going to fund the festive period.

A great way to finance Christmas is to save in advance, however sometimes this is not possible.  Our loans give you an alternative way to finance your Christmas this year.

Avoid high-interest lenders by choosing your Credit Union.


  • Loans available from £100 to £2,000 *
  • Maximum Term 12 months, meaning your loan could be cleared before Christmas next year.
  • Interest Rates between 0.5% – 3% Monthly.  Highest APR 42.6%
  • We will assess your application for affordability based on the information you provide and a credit history report.
  • Saving with us, even if it is a small amount is encouraged.


* Please note the average loan amount for New Members is up to £500.  To borrow more than £1,000 you must already be a member and holding savings with us.

When applying, please choose the Flexible Loan option stating the purpose as Christmas.

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